Consumers lay out $1,600 yearly for health-care merchandise that versatile spending accounts may have lined

Pixelseffect | E+ | Getty Images If you could have unspent cash in your health-care versatile spending account, now’s the time to make a plan to make use of it earlier than you lose it.  Health-care FSAs let employees stash away pretax {dollars} for qualifying bills. However, they often are “use-it-or-lose-it” accounts: Unless your organization …